Ramp mobile app

Overview

Ramp mobile puts finance automation in your pocket. Complete onboarding in the iOS app or through mobile web on Android. Pay for expenses easily with your corporate cards and funds always at your fingertips. Submit expense reports and reimbursements on the go by taking a picture of your receipt and adding a memo. Ramp can then match it to a transaction. Plus, with simplified visibility, you’ll always have the information you need on expense policies, completed transactions, or spend requests.

Downloading the mobile app

You may download the iOS app from the App Store in any country here and the Android app from the Google Play Store in any country here. Ramp does not offer a native desktop app — to use Ramp on a computer, see Use Ramp on your desktop.

Onboarding onto Ramp via the mobile app

On iOS, users can complete Ramp onboarding in the app. On Android, users complete onboarding through mobile web. If you cannot complete onboarding in the app, sign in to Ramp on the web to continue.

This process may include the following steps:

1. Accept the invitation to join Ramp (email)
2. Create account
3. Confirm any funds issued (if applicable)
4. Enter address (if receiving a physical card)
5. Review and sign the Expense Policy
6. Verify your phone number, if prompted

Passkey setup and management are available only on the web version of Ramp.

Using the mobile app as an employee

• Activate your physical card by entering the last 4 digits of the card
• Request spend, including the ability to request a physical card
• View procurement request status, including the approval chain and workflow progression. See mobile procurement actions for submitting or approving requests. Direct purchase-order creation and management require the Ramp web app.
• Link your personal bank account for reimbursement
• Submit expense requirements (receipts, memos, accounting fields, admin accounting fields, etc.)
• On supported iPhones, connect your camera roll to automatically match receipts.
• Capture and submit receipts through the in-app camera or upload via the share extension. Attach receipts immediately or save them for later to match a transaction or create a reimbursement.
  • After you capture a receipt, you can upload it immediately or save it for later. To view recently matched receipts, open Saved receipts from the home camera. When creating a reimbursement, open Saved receipts to choose a saved receipt to attach.
  • If you take a receipt photo while offline, Ramp does not automatically upload it later when your connection returns. Once you're back online, open Saved receipts and retry the upload. For more details, see Submitting receipts, memos, and accounting for your Ramp transactions.
  • Tap a receipt thumbnail to open it in the receipt viewer. On iOS, if receipt verification fails, the app identifies which details did not match. If the receipt was also used for another expense, the app may show links to those expenses separately.
• Submit reimbursements for out-of-pocket spending and location-based domestic and international mileage
  • Live GPS mileage tracking. Trips less than 30 seconds or shorter than 500 meters will be discarded.
    • There is no defined timeout for this feature, and it can be used for long trips. However, very long idle periods may allow the phone’s operating system to stop background activity.
    • When using the GPS mileage tracker, if you haven’t moved for about 15 minutes during an active trip, Ramp shows a notification asking if you’re still driving and offers to end the trip. You can keep the trip running as the notification is informational.
  • Deducting commute on mobile
• View cards and funds details, request spending limit changes, and lock cards
• Book business travel
  • You can view past or current bookings and requests, as well as create trips and track expenses relating to specific trips
• Add a card to Apple or Google Wallet
• View transactions, repay accidental personal charges, request policy exceptions, flag incorrect merchant info, add attendees to meals, add to a trip, split transactions for accounting, dispute transactions, and request spending limit changes.
• Switch easily between Ramp accounts if you have multiple instances

Using the mobile app as a manager or Admin

Approve spend requests, reimbursements, transactions, and bills for your direct team. We are currently releasing additional admin functionality.

(Beta) Admin functionality is located in your mobile app's "Team" tab. Admins can perform the following:

• See and search all employees at the company
  • For all users, see
    • Name / department / location / role / manager
    • Physical cards & funds, if applicable
    • Transactions & reimbursements
• Manage employee spend
  • Issue funds to other users (physical card issuing to other employees is not available yet)
  • Lock / unlock physical cards
  • Funds details: edit or request changes to a fund, lock or terminate it, and view its policy and activity
  • See transaction details
• Manage Ramp Banking, if you are an Owner or Admin with Ramp Banking access.
  • Move money: Tap Banking > Move money , enter the amount, select the source and destination accounts, tap Next, select a payment method if Ramp asks for one, review the transfer, then tap Initiate transfer or Schedule transfer.
  • Checking Account: Select the Checking Account, then tap the settings icon in the top right to access Account details and Statements. If available for the account, you can also access Bank letters. Account details show account and routing details for primary and virtual accounts. Bank letters can be downloaded with or without the account balance. Debit settings cannot be edited from mobile.
  • Operating Account: If your business has a Ramp Operating Account, it appears alongside your other Ramp Banking accounts for account visibility and money movement.
  • Investment Account: Select the Investment Account to view its account value and transaction history. Managed Portfolio accounts also show an investment breakdown. Tap the settings icon in the top right to access Portfolio details, Trade confirmations, and Statements.

Using the mobile app as a Guest

If you are a Guest on Ramp, please take a look at this article for the features you may see on the mobile app.

Using the mobile app as an assistant

If you’ve been assigned as an assistant, you can access the profiles of the people you support by navigating to Settings → Switch Account in the mobile app.

Using the limit widget

Ramp's funds widget lets you track a fund directly on your iOS home screen.

How can I try it?

1. Make sure you're using the latest iOS version (18.0 or later).
2. Download the most recent version of the Ramp app from the App Store.
3. Long-press on your home screen, select "Edit," then choose "Add Widget." Search for "Ramp" and add the widget.
4. Long-press on the widget to select which fund you want it to display.

Frequently asked questions

What do I do if I'm having issues with the app?

• Double-check to see if you are using the latest version of the app. Ramp ships software updates frequently.

• If you see a blank web page, allow cookies in the mobile browser settings. If you are on iOS, Safari content blockers also need to be disabled in iOS Settings - Safari - Content blockers.

• If you continue to see a blank screen and are using a work device, there may be a Mobile Device Management (MDM) restriction enforced by your IT department (see iOS , Google references). These restrictions, using proxies, VPNs, and other kinds of device profiles, could all be causing a "blank screen" on sign-in. You may need to check that the Ramp Mobile app is approved for use and properly configured by their Admin/IT team.

Can I download a desktop app for Ramp?

• No. Ramp does not offer a native desktop app for Mac or Windows. See Use Ramp on your desktop for how to access Ramp on a computer.

Can I approve bills in the app?

• Yes. Any bills that are currently pending your approval will appear in the mobile inbox manager (supported on iOS and Android). See our article Bill Pay approvals to learn more.

Can I create or request a purchase order in the mobile app?

• Direct purchase-order creation and management are not available in the mobile app; use Manage spend > Purchase orders in the Ramp web app. Eligible users can submit procurement requests in the mobile app. Depending on the Program and workflow, an approved request can create a purchase order. Eligible approvers can approve or reject submitted requests in the mobile app or from Requests > Needs action on the web. These actions appear only for requests awaiting your approval. You can also view request status, including the approval chain and workflow progression, on mobile. See Purchase orders in Ramp for details.

Can I split transactions and reimbursements in the mobile app?

• Yes. Mobile reimbursement split actions appear only after submission. See Splitting transactions or reimbursements for eligibility requirements and platform-specific steps.

Can I access and manage my Ramp Checking Account in the mobile app?

• Yes, if you have Ramp Banking access. Business Owners and Business Admins can view balances and accounts, move money, access account details and documents, review transfer history and statements, and deposit checks from the mobile app. For more details, see Using the mobile app as a manager or admin.

Which mobile device versions do we support?

• iOS 18 or later, compatible with these devices. If you downloaded the app before we discontinued support for your older iOS version, you may still access the app. For using features, we prompt you in-app to update your iOS for a better experience.

• Android 11 or later