Cardholders may find other articles in the Ramp overview section to be more applicable.
Overview
Our core Ramp card and expense management software is free to use! Unlike other cards that entice you to spend with complicated reward programs, Ramp is the only card platform built around saving time for you and your team and keeping money in your bank. We do not charge any card replacement fees, late fees, or interest for the Ramp card product.
Through our platform, you get access to the most powerful finance automation tool and corporate card on the market. With unlimited users and cards, expense management, bill payments to vendors in the US, real-time reporting, and accounting automation - all in one place.
Bill Pay
As a reminder, our Bill Pay product is available to all Ramp customers free of charge!
Please note however, that for the advanced payment options below, a fee may apply:
International payments
There is a flat fee of $20 for international payments made via our Bill Pay product, you can review the details on this here: International payments on Ramp Bill Pay
Same-day ACH
Eligible bills to US vendors can be expedited via same-day ACH for a flat $10 fee, which we detail here: Same-day delivery
Extended payment terms
Ramp also supports extended payment terms via Ramp Flex*, our financing solution embedded in Bill Pay that allows you to extend payment terms with vendors when you pay your bills. Using Flex to finance a bill will incur a small fee, which will be transparently communicated to you upfront before you select it as a payment option. You will only incur fees if you actually Flex bill payments. Learn more here: Ramp Flex Overview.
Ramp Plus 
Ramp offers a set of advanced capabilities such as:
- Direct integrations with Netsuite, Sage Intacct, Microsoft Business Central, and Acumatica
- Procure-to-pay
- Multi-currency support
- Multi-entity support
- Advanced approvals
..and more to support your scaling, global business under . Visit the following for more information:
*Ramp Flex is subject to credit approval and restrictions and will not be available in all states.