Our Ramp Card and expense management software is completely free! Unlike other cards that entice you to spend with complicated reward programs, Ramp is the only card platform built around saving time for you and your team, and keeping money in your bank.
Ramp also offers Flex*, a financing solution embedded in Bill Pay that allows you to extend payment terms with vendors right when you pay your bills. Using Flex to finance a bill will incur a small fee, which will be transparently communicated to you upfront before you select it as a payment option. You will only incur fees if you actually Flex bill payments. Learn more here: Ramp Flex Overview.
Through our platform, you get access to the most powerful finance automation tool and corporate card on the market. With 1.5% cash back on all card spend, unlimited users and cards, expense management, bill payments, extended payment terms*, real-time reporting, and accounting automation - all in one place.
Ramp does not charge any card replacement fees, late fees, or interest for the Ramp Card.
*Ramp Flex is subject to credit approval and restrictions, and will not be available in all states.