Overview
With Ramp, you have the ability to pay your international vendors in USD and in foreign currency using Ramp Bill Pay. You have the ability to upload your vendors payment information, invoices, create and approve your international transfer within 60 seconds. We'll additionally sync your international payment information to your accounting provider automatically.
While international payments in USD are available to all bill pay customers, foreign currency bill payments are supported for customers on NetSuite, Quickbooks Online, Xero, Sage Intacct and CSV-based connections. Additionally, international payments are not supported for business based out of Nevada.
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Adding an international vendor
To add a new international vendor on Ramp, you can begin by creating a new bill draft or by heading to the Vendors page and edit your vendor or add new vendor.
When creating or editing your vendor, denote the country where they are located. Note if you forward your invoice or drop your invoice on Ramp, we will attempt to automatically pull this vendor's country.
After choosing your vendors country, you'll be able to add your vendors bank account details. If you are paying your vendor outside of the US, choose add international details.
From there, you can select the currency of the account and add your vendors account details. The Account Details fields may change depending on the vendor country and selected currency.
After that, add the other required details for your vendor, save your vendor and continue with the usual bill pay creation and approval process.
Please note:
- We currently cannot send checks to your international vendors.
- We can process payments to vendor's intermediary bank, as long as the intermediary and recipient banks are located in our supported countries.
Vendor payment timelines and fees
Currently, after initiating a payment, it will take between 1-5 days for your vendor to receive their payment. International payment timelines can be more variable depending on the destination country. If you do run into issues or run into a payment failure, we recommend reaching out to our support team via your Ramp dashboard.
Please note that there is a flat fee of $20 for international payments made via SWIFT USD on Ramp Bill Pay. This amount will be debited in one withdrawal from your connected bank account at the time the bill is initiated. Ramp does not charge the recipient of the payment. However, the receiving bank may impose fees beyond Ramp's control.
International payments in foreign currency incur market-competitive exchange rates (Explore our foreign currency exchange rates).
Supported countries
International payments in USD
Bill payments made via Swift USD are supported to the following countries
International payments in FX
Bill payments made via FX local currency rails are supported for the following countries/currencies
Foreign currency bill payments are supported for customers on:
- NetSuite
- Sage Intacct
- Business Central
- Quickbooks Online
- Xero
- Universal CSV