International overview

Overview

Ramp offers many features to help you manage your financial operations outside of the US. This article covers some of the ways we help you control your spending across several currencies.

Local card denomination

Admin views

Balance view

Admins see card balances broken down by issuing currency on the Company > Statements & payments tab. Combined business-level balances can appear in USD, CAD, GBP, or EUR, depending on the business.

Statements and payments page showing card balances by issuing currency

Transaction view

By default, the Amount column shows the statement amount in the card's statement currency. A separate Statement amount column is available but hidden by default.

The globe icon appears when the original transaction amount or currency differs from the statement amount or currency.

Entity balance and statements

The balance and statement for each entity are shown in the entity's issuing currency. The estimated business-wide aggregation can appear in USD, CAD, GBP, or EUR, depending on the business.

Entity balances displayed in each entity's issuing currency

Accounting and accounting providers

Currency conversion and sync behavior depend on your accounting provider and sync settings. Depending on that configuration, Ramp can sync the original transaction currency, the card's statement currency, or the accounting provider's configured currency. Review sync settings to find the options available for your provider.

Local card denomination

Ramp supports locally denominated card issuing in the following production-supported currencies:

Availability depends on your business's entity locations and eligibility. To enable international card issuing, contact your Account Manager.

MXN statement payments work differently from the currencies above: they must be funded manually by wire transfer, and automatic direct debit is not supported. See Mexican Peso (MXN) Denominated Cards Overview.

Spend Programs

Spend Programs can be set up with controls that allow only certain entities to access the program. Since Spend Programs are currently only set up with one currency, this could help you manage expenses in different currencies across your entities/users.

For example, you can create:

Submission policies

Ramp evaluates monetary thresholds in submission policies in USD. For non-USD transactions, Ramp converts the transaction amount to USD before evaluating the threshold.