International bank connections overview

Overview

Note: If your business has a Ramp application, Ramp uses the country on that application and your Ramp plan to determine eligible account currencies. If your business does not have a Ramp application, Ramp uses the United States:

  • Canada: CAD
  • European Union: EUR
  • United Kingdom: GBP. EUR requires Ramp Plus or higher.
  • United States: CAD, GBP, and EUR require Ramp Enterprise.

Check Banking > Linked accounts for the currencies available to your business. If your Banking menu shows Accounts instead, check Banking > Accounts for connection options.

Select Add linked account in the older Banking navigation. If your menu shows Accounts instead, select Add account > Add new connection. Ramp offers Plaid when it is available for your country and currency. Follow the direct bank connection steps, or use the manual steps below.

We currently support making payments from local Canadian dollar (CAD), British Pound (GBP) and Euro (EUR) international bank accounts. Read more below about how it works for each currency.

Connecting a new CAD bank account

Follow these steps to connect a CAD bank account manually to your Ramp business:

  1. Go to Banking > Linked accounts and select Add linked account. If your Banking menu shows Accounts instead, go to Banking > Accounts and select Add account > Add new connection.
  2. If prompted, set Account currency to CAD
  3. Enter the requested details, then click Continue
  4. Review the Pre-Authorized Debit Agreement (Cards), then click I consent
  5. Review the Pre-Authorized Debit Agreement (Payments), then click I consent

Connecting a new EUR bank account

Follow these steps to connect a EUR bank account manually to your Ramp business:

  1. Go to Banking > Linked accounts and select Add linked account. If your Banking menu shows Accounts instead, go to Banking > Accounts and select Add account > Add new connection.
  2. If prompted, set Account currency to EUR
  3. Enter the details requested and review:
  1. Click I Agree
  2. A PDF will be generated for you with the above the agreements and emailed to the business owner for your records.

Connecting a new GBP bank account

Follow these steps to connect a GBP bank account manually to your Ramp business:

  1. Go to Banking > Linked accounts and select Add linked account. If your Banking menu shows Accounts instead, go to Banking > Accounts and select Add account > Add new connection.
  2. If prompted, set Account currency to GBP
  3. Enter the requested details, then click I agree
  4. Review the BACS Debit Agreement details, then click Authorize payments
  5. Note that it can take up to 10 business days for the Bacs network to make GBP bank accounts accessible for debit.

Updating your international bank account

To update your account's payment source:

  1. Go to Company > Entities and select the appropriate entity.
  2. In Cards, open the three-dot menu and click Settings.
  3. Select Payment sources, update the linked account Ramp should use, then click Save changes.

If Payment sources is unavailable: Ask an Admin with access to payment sources to update it for you.