Ramp's terms and conditions

Note: This article primarily applies to Ramp Administrators. Cardholders may find other articles in the Ramp overview section to be more applicable.

Overview

For complete details on Ramp's legal terms and conditions, please refer to our Platform Agreement. This document contains all the necessary information regarding the use of Ramp's services and your obligations as a user.

For information about how Ramp handles your data, refer to Ramp's Privacy Policy.

Ramp bank partner agreements

Ramp partners with financial institutions to provide card issuing, banking, and lending services. When you activate your Ramp account or when Ramp adds a new banking partner to your card program, you may be asked to review and accept agreements and privacy policies from these partners.

For the complete list of financial institution partner agreements — including terms for Lead Bank, Sutton Bank, Celtic Bank, First Internet Bank, and others — see the Financial Institution Partner Agreements section of Ramp's Customer Terms. The Lead Bank Privacy Policy is hosted on Lead Bank's site.

The agreements Ramp presents to you during account activation or card program updates are the ones that apply to your business.