Previously the receipt and memo requirements were set at the business level. This led to having to create one size fits all rules for all cards, all departments and all types of transactions.
Submission policies offer more control over requirements for your submission requirements from employees. Now, cardholders will submit expense fields in the same way Ramp has reminded cardholders to submit receipts and memos previously.
The flexibility is now in your hands for how stringent or lenient different cards and departments can be with both limits and submission requirements.