Overview
Ramp requires all businesses to opt into auto-pay, which will automatically debit your account at the end of the statement period for the full balance on your Ramp cards. You can find out your current balance on the Transactions tab.
Statement payments
This is the default Ramp requirement which automatically debits your account at the end of the statement period for the full balance on your Ramp cards.
Early manual payments
If your company reaches the limit of the entire business before the end of a statement period, you can make a manual payment here. Here, you'll choose the amount you wish to make a payment for, the bank you will be drawing from, and whether or not you'd like to use your available cashback.
Payments made to Ramp may take up to 5 business days to affect your available balance. The amount of time it will take for a payment to affect your balance can be affected by previous failed payments, as well as a variety of other factors. You can have at most two payments pending at the same time.
Early auto-pay
You can enable your business to pay off your balance once you reach a percentage of your total spend to help ensure you'll never get a decline due to reaching your business limit. Learn how to enable early automatic payments for your card statements here.
Important note: automatic payments will still be initiated even if pending payments are in flight.
Wire transfers
You can also pay your card statements using wire transfers. This article provides more information about this.
Additional resources and support
If you need additional assistance, please contact support.