Ramp offers extensive capabilities to help you control spend before it happens using Ramp cards with embedded policies. Here's an overview of the features available:
- Card level limits & frequency: When issuing either a virtual or physical card, choose a limit amount as well as frequency (non-recurring limit for one-time spend, like onboarding or a hardware purchase; or a recurring daily, monthly, or yearly limit for SaaS, general expenses, or wellness stipends).
- Auto locks dates: Choose a date in the future in which the card will stop accepting transactions, perfect for 7-day trip or a month-long software trial.
- Category controls: Select which spending categories are allowed or blocked on the card leveraging across 40+ Ramp Categories (e.g. SaaS, Flights, Taxi, Merchandise, etc.). Read more here.
- Transaction amount limits: Set a maximum amount per transaction above which a transaction will be declined.
We've organized everything in easy-to-use templates that make it easy to create or request the right card for the job. Need a new software subscription? Create a “SaaS Card”, set the amount and you’re good to go!