Ramp considers a number of factors when determining the limit that is right for your business. We look at your company's liquid assets, debt liabilities, spending patterns and your monthly needs in areas like SaaS, Advertising and T&E among others. Ramp uses a variety of technologies to assess your business' financial fitness including bank and accounting platforms integrations.
Your limit might increase as your assets grow over time, but can also be lowered if your cash position decreases. We re-access limits on a daily basis and your company limit might be adjusted as the balance in your connected bank account fluctuates
We are always here and in tune with the ever changing needs of your business. As you think about moving more spend onto Ramp, please contact firstname.lastname@example.org to request a business limit review.