Ramp considers a number of factors when determining the limit that is right for your business. We look at your company's liquid assets, debt liabilities, spending patterns, and monthly needs in areas like SaaS, Advertising, and T&E, among others. Ramp uses a variety of technologies to assess your business's financial fitness, including bank and accounting platforms integrations.
Your limit might increase as your assets grow over time, but can also be lowered if your cash position decreases. We reassess limits on a daily basis and your company limit may be adjusted as the balance in your connected bank account fluctuates.