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Applying & Signing Up for Ramp

Welcome!

We're thrilled you are considering joining us on Ramp. Here is a quick overview of everything you need to know to get started. 

 

Jump to: 

- Qualification

- Applying

 

Qualification

Before signing up for Ramp, you can check to see if Ramp is the right fit for your company: Who qualifies for Ramp?

 

Applying

To sign up for Ramp, go to this link and enter in your business email: https://ramp.com/get-ramp.

 

Note: we do not accept non-business email addresses for Ramp applications. If you do not have a business address, we recommend signing up for a company domain name to obtain one. 

 

Here's a short list of information we will ask as part of the application process:

  • Personal address and information (incl. last 4 of the Social Security Number) for one corporate officer
  • Corporate formation information (EIN and formation dates)
  • Credentials to link a bank account (Ramp sets your card limit as a % of cash in your linked bank accounts or you can use revenue-base underwriting to set your limit)

 

Ownership Information

 

Ownership information can generally be found in Articles of Incorporation, tax documents, and loan applications. 

 

Calculating your Monthly Business Card Spend

 

To calculate your estimated Monthly Business Card Spend add up your most recent monthly card spend from ALL business credit cards. Only include spend on your corporate cards, don’t include any bill payments made via ACH, check, or wire payments. If your spend is highly seasonal or variable, report the average of the last 3-6 months.

 

Business Description

 

Our application requires a brief description of your business and its core product and/or service offerings. For example, “Tony’s Pizzeria crafts homemade pizza and other Italian specialties serving the NYC area. We have 5 retail locations as well as a catering service for weddings and other special events. Each year we sell approximately 500,000 pizzas.”

 

Finding your EIN

 

Your Employer Identification Number (EIN) is frequently used on business and tax related documents. You should be able to find your EIN on old tax returns and business loan applications. If you do not have any documentation with your EIN you can call the IRS (contact them here).

 

Finding your Incorporation Details

 

Companies must file an incorporation government with their state government in order to legally form a corporation. Different states have different names but generally these will be titled Certificate of Incorporation or Articles of Incorporation. The State of Incorporation and date of Incorporation should be visible on the front page of this document.

 

Linking your bank account

 

You will be required to link your business bank account as part of the application process. Please see here instructions and troubleshooting guides: How do I link my bank account?