Every time you spend money on your Ramp card, the merchant pays a fee (called "interchange") that is split between Visa (Ramp's card network) and the merchant's underlying bank. We get a share of that. Since your Ramp card is a charge card, we don’t make money from interest on the Ramp Card.
We may also make money from other features and services, like international bill payments, negotiations and Flex*
*Ramp Flex is subject to credit approval and restrictions, and will not be available in all states. Loans issued by Ramp Financing Corporation and/or Lead Bank. Visit ramp.com/flex for more info.