Note: This article primarily applies to Ramp Administrators.
Cardholders may find other articles in the Ramp overview section to be more applicable.
Cardholders may find other articles in the Ramp overview section to be more applicable.
Overview
Ramp earns revenue primarily through your use of the Ramp card and Ramp Plus subscriptions. Every time you make a purchase, merchants incur a small fee known as an interchange fee. This fee is shared between Visa, Ramp's card network partner, and the merchant's bank. Ramp receives a portion of this fee. Ramp Plus is an optional paid subscription for advanced capabilities, learn more here!
Note that as Ramp's card offering operates as a charge card, we do not profit from charging interest on carried balances. Additionally, Ramp may earn income from supplementary services such as international and same-day payments.