Enabling Plaid's Pay by Bank for Ramp Checking Account

With Ramp >< Plaid integration, Ramp Checking Account now appears as a selectable financial institution in any app or checkout experience that supports Pay by Bank (e.g., Shopify, Venmo).

Set up in Ramp

For ACH transfers, your primary account's Debit settings must be set to Allow all for this feature to work.

Allow all does not override vendors listed under Blocked vendors. See Ramp Banking Approval controls for external debits to review these controls.

Editing debit settings requires permission to manage Banking accounts. If you don't have it, ask a Ramp Admin or Owner to make the change or grant you access.

1. Open Account details. If you have multiple Ramp Checking Accounts, use Viewing details for to select your primary account.
2. Open the three-dot menu and select Edit.
3. Under Debit settings, select Allow all, then save your changes.

You will receive the error "Account not currently supported" if the above settings are not enabled.

Once this is set up, you can search and choose Ramp from the list of banks and pay vendors directly using funds from their Ramp Checking Account(s) or receive funds. This works similarly to paying via Chase or BoA on websites offering “Pay with Plaid.”

Video demonstrating setting changes needed. Video demonstrating using the Pay By bank feature in Venmo.

Benefits of pay by bank with Plaid

For any vendor leveraging Plaid linking, paying and receiving funds via Ramp Checking Account is now simpler and safer as they do not need to input any specific account details. For example, your Ramp Checking Account can now support receiving and sending money via Venmo and Shopify, or any instance where Plaid is used.